I was told my account was closed and $1300 will be mailed to me in 7 to 10 days. After leaving the program due to no settlements after 6 months I requested a refund. Hello -Thank you for being a valuable client. This can make it difficult to qualify for home and auto loans after you settle your debts. Still, Henry Legal Group AKA Heartland Legal Group says it is located at a different virtual Regus address. 50 likes. If the company that contacted you matches what . Again, these are not signs of a company not being legitimate or a scam. This company deserves to get sued. What were the fees charged for the services you received? The majority of my payments were going towards various fees and virtualy nothing went to accumulating a balance to settle my debts. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Yarmouth, NS, Head of Sales & Relationships Management, Asia-Pacific, Head of New Product Development & Product Manager of Management Company, Head of Debt Capital Markets, North America, Group Product Head of Depositary Services, Head of Sales & Relationship Management, Europe & Group Head of Sales Operations, Regional Director Europe and Executive Client Director, Multi-Assets, Luxembourg, Co-Head of Relationship Management Europe, Global Product Lead, Company Secretarial Services, Group Product Head of Fund and Corporate Services, Head of Debt Capital Markets, Asia Pacific, Regional Director Asia Pacific & Country Head, Singapore & Mauritius, Mauritius, I started paying Heartland $538.39 for my monthly debt consolidation payments in June 2020, and stopped in March 2021 because none of my payments were used for debt. Hired Heartland Legal group to consolidate my bills. This is the most amazing, kind, helpful, and gracious teammaking a very difficult situation the best they can! When you ask for a manager they dont and if they say they will call you do not believe them. Hello Ms. Restrepo, Wed be happy to speak with you or your nephew privately. Heartland Legal Group is a law firm. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); My Guide to Getting Out of Debt With Proven Methods and Smart Ideas, Major Changes to All Your Federal Student Loans to Be Eliminated in Bankruptcy, Those That File Bankruptcy Do Better Than Those That Dont, Why Income-Based Student Loan Payments Can Be a Terrible Trap. Outside United States: +1 302 636 5400. Id Like Some Advice About Getting Into a Debt Management Plan, How to Get Out of Debt Without Getting Scammed and What to Do if You Have Been, The Beach Misses You: A Financial Fable For Happiness And Internal Peace, Get Out of Debt Guy Podcast - Reader Questions - AMEX Arrrgh, Getting Out of Debt and Making Lots of Extra Money is Easy When You Do This One FREE Thing, Is Your Debt Relief Company a Scam and How to Make an Extra $800 a Month to Make Ends Meet. I came across a letter that one of my creditors would be going taking me to court. 200070 China I entered into agreement with them to help decrease my stress with finances and all they have done is continue to stress me out always wanting more money drafted out of my account, they have gotten so much more money from me that I would've been better off making negotiations on my own!!! It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. I called heartland AND emailed a copy of the letter I received. I am very nervous, as I am a single mom and do not have a lot of expendable cash. How Much Debt Do I Need For The Debt Management Program? Archived post. Wilmington, DE USA 19808 All my debts still the same. You have to be patient. For more information about these financial calculators please visit: Dinkytown.net Financial Calculators from KJE Computer Solutions, Inc. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. This business needs to be shut down and they owe me about $10,000. Chicago, IL 60601-7454. They were taking $496/mo out of my account with the plan to do it for 3 years. When credit debt got to be too much for me to handle on my own, they stepped in to help. Heartland Legal Group is a private law firm and is not affiliated with any governmental agency, quasi-governmental agency, or. https://getoutofdebt.org//20126/how-to-try-to-get-refund-from-debt-relief-company. I regret signing up for Heartland Legal Group. We would like to have one of our escalated team members review your account and reach out to you. They set you up on a payment plan and claim they will resolve your debt at %50. Verification can help ensure real people write reviews about real companies. My complaints against Heartland Legal Group are the same as the rest. Their representatives explained the process, and I was able to get started quickly. | Read 21-40 Reviews out of 242 . I was also advised to fax all correspondence received from my creditors to them which I did. The complaint said, The enterprise further defrauds consumers by posing as lawyers and law firms and by enlisting real lawyers and law firms to provide their names for the scheme even though they do notand generally, cannotperform legal services themselves in Florida where the consumers reside., According to the Heartland Legal Group website, they are a law firm.. I was given a careful explanation of how their service works and they have kept in close contact with me to make sure that everything is moving along as it should. In October of 2019, I was looking for a debt settlement company to help me with some credit cards. Which Savings Account Will Earn You the Most Money? Debt settlement and bankruptcy will cause serious damage to your credit score. BBB Business Profiles generally cover a three-year reporting period. Last year I could no longer pay the $496/mo due to my bank account closing and financial issues. Woudenbergseweg 11 Heartland Legal Group practices under a trade name and therefore in states where required, utilizes the services of and identifies the duly licensed lawyers in those states. All photos are of models and do not depict clients. 350, Bloomfield Hills, MI 48304. As long as youve stayed current with your other accounts, the agency can ask your creditor to add an account thats been removed. The company also seems to be keeping $5000.00 of my money for fees. 3953 ME Maarsbergen CS 50101 Is the Settlement Program Through Heartland Legal Group a Scam? Direct Accounting Consolidation Parent: Ultimate Accounting Consolidation Parent: Office Location. My financial situation has been so stressful and the help that all the staff at Heartland has been wonderful. Steven H. Meyer, P.A., 401 West Fairbanks Avenue, Suite 100, Winter Park, FL 32789 (407) 289-0803. How to Get Out of Debt. We've built a strong portfolio of core competencies that help us improve our clients' legal outl I know some people fuss about the fees, but they are reasonable for the service being provided. From the initial call to the follow-ups, they have walked me through the processes in a courteous and easy-to-understand manner. If you live in Alabama, Florida, Missouri, New York or Wyoming, please click here for additional information. Copyright Corporation Service Company. Please share your experience with this debt relief company and provide your review and feedback, in the comments section below. According to the State Bar of Michigan, Sequara Henry was admitted on June 12, 2003, and is licensed to practice law in Michigan. Hello Dan, Thank you for taking the time to provide us with feedback. After 10 months I payed in most 5k and only had 1k in my settlement account. I have to stay on top of them. These chats help me to remain motivated and see that I am making progress towars my goal. Just the fact that I don't have to talk to the creditors makes it so worthwhile. Some of the choices you have for a fresh start financially include debt settlement, debt consolidation, and if the situation has reached extreme conditions, bankruptcy. Contact your creditor. I was told they would only return about $1,000 of my money. All I am asking is for my debt to be settled. Click the View Report button for detailed results. You should feel comfortable and confident that you understand exactly what is going on. I paid $495 per month (a total of $6,930 over the course of just over a year), and I am seeking a refund of the retainer fee that I paid into the program, as the lawyer was assigned too late to my case, verbally attacked me. You may consider cancellation if your financial circumstances change dramatically. FRCA, FDCPA, Litigation, Criminal Defense, Real Estate & Divorce.. BBB Business Profiles are subject to change at any time. Jing'an District, Shanghai, I cannot get any clear answers from them. August payment of $355 was deducted from my account soon afterward I contacted my bank and stop all future payments. Years in Business: I pay all this money a month to find out my debts arent paid. How Much Does A Debt Management Program Cost? I highly recommend not starting this program, I would have done a better job on my own. Either way, you can cancel your debt management plan. By an Act of Congress and the President of the United States, Heartland Legal Group, is a federally designated Debt Relief Agency. Wilmington, DE USA 19808. They put you on long hold times and disconnects constantly. Singapore 188024 I didn't receive a dime back even though only one of my accounts were settled for $3000. They took alot of money from me in services and fees which no one could give me an actual explanation of what the fees are for. How to Get Out of Debt. I started doing business with Heartland Legal Group 11/2019. Questions of a company being a scam or legit are always difficult because those terms can mean different things to different people. How Do I Get Out of Debt Quickly? (888) 332-8066. They help people file for relief under the U.S. Bankruptcy Code. Talk to us about: Home | Privacy Policy | Terms and Conditions | Contact Us. Warm Regards,The Client Experience TeamReference ID: GT4432572, All of you who has recently signed up with heartland legal please cancel with them an go to your home town lawyer because heartland doesn't even get u a lawyer an I had creditors calling me at work an said they never even heard from heartland legal so please do not use them. If you do not live in Michigan, who is the licensed attorney in your state that is actually handling your case? I don't understand what happens if one of our creditors refuse the program. Your feedback will be used to continuously improve. Zero contact from company I sent in a offer I wanted them to accept and they failed to do so or even call to inform me why. Voice your opinion today and hear what 263 customers have already said. All of the correspondence received from my creditors are sent easily through the portal as well as extra funds. I Thank You! How Do I Get Out of Debt Quickly? BiankaWilkins was very pleasant and lighthearted to speak with. 350, Bloomfield Hills, MI 48304 1-866-490-4128. At this point, the debt I owe on this account, even with a reduction for the settlement, is more than the original debt on the card. Plus they have monthly check-in meetings to ensure you stay on track. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. This calculator is designed to help determine whether debt consolidation is right for you. They have taken $10,000 from me in 'fees' and IGNORED a settlement offer from Discover weeks before the court date for pennies on the dollar. Enter your credit cards, auto loans and other installment loan balances by clicking on the Enter Data button for each category. I paid lump sums to pay off 3 debts on Feb 1st. October 29, 2020 by Research Department Please share your experience with this debt relief company and provide your review and feedback, in the comments section below. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. So when the pay off comes, they will pay off what's owed minus the interest that were incurring right now. Would you be willing to share your email address, phone number or Client ID associated with your account? 230 Victoria Street The company also failed to properly discuss and explain the contract with a mobile notary rushing us through the signing and not explaining anything as we signed. An attorney responsible for the content of this Site is Sequara Henry licensed in Michigan with offices at 26677 West Twelve Mile Rd., Southfield, MI 48034. A rep always says Ill get a call back within 2-3 business days but no one ever calls me back. Dont pay them because they will only take all your money and if you cancel or withdraw, all your money will be gone. 251 Little Falls Drive See details. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. The website states the company is located at 41000 Woodward Avenue, Ste. I am sure that once I get validation from heartland that they are forwarding on our payments I will be able to deal with it better. Every month, they deduct account maintenance charges for close to three years. Track the source of the debt by reaching out to your creditor to see if it has any information about the debt in question. Horrible Service's. Real estate investing, purchasing, development, contract law and sales. Get out! I too am having issues with Heartland. Hello Dee, We are sorry to hear about any poor experience. Lord knows I could use it. Date of experience: October . The people on the phone are very well trained crafty. They will tell you that in 2 years they will negotiate your debt to make a settlement but they will take half of what you pay as service fee then after 2 years you get a litigation. 8008 Strassen Thank you Steve . They have thoroughly discussed and fully understand my problem. On July 26, 2021, BBB contacted the company seeking their voluntary cooperation in eliminating a pattern of complaints alleging contract and customer service issues. Thank you all so much for helping me because it has changed my outlook on my finances going forward and has taught me (again) not to jump on anything because it looks good because you will pay for that later. The total retainer fee I paid was $1,400 ($100/month). Heartland explicitly stated they would present any settlement offer. In Feb 2021, I received a court summons from Discover, suing me for about $15,000. The debt was over $7000 and they settled with the company on my behalf for half this amount. All Rights Reserved. Our passion for helping people is just as important, and were honored to keep on using our enthusiasm for the law to serve the greater good. We use dedicated people and clever technology to safeguard our platform. The longer you wait, the more difficult it will be to get your debt under control. We are a law firm in Florida. We also ensure all reviews are published without moderation. We have paid $3600 in the last year and they have only settled partially one debt for $600. I just got a summon and i have to go to court because none of my debts are being working on. In other words, the interest rate on your debt returns to its previous level, late fees are re-instituted, and your monthly payment increases. God bless. If you dont live in Michigan, you would need to verify who the lawyer is representing you since only a lawyer licensed in your state can give you legal advice. Heartland Legal Group completely is a debt consolation program where they would negotiate a lower balance with little to no damage to your credit is what we were told.

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