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And it's all because of your newly published book, Claer, called What They Don't Teach You About Money. And it just made me feel differently about money. And it took me years and years to pay off. See you back here next week. Thats just a fact of life. As of Tuesday, January 26th, there have been a reported 421K total deaths in the United States. Isabel Berwick. If youve got a very large mortgage, then obviously people are thinking, well, thats a guaranteed return on debt. See our privacy policy. It may not even be crypto at the end of it. Isabel Berwick Yeah. See our privacy policy. Debt call centres, typically the kind of calls that theyre getting from people, theyve been struggling with problem debt for more than a year to two years sometimes. Claer Barrett I do write things down. But ultimately, you are one half of this relationship, your partners debt problems, whilst they impact on you as a couple are their debt problems and you can help them to solve them, but you cant solve them yourself. The pandemic obviously has caused lots of issues. It could have been a lot worse. We use My first book, you may have heard about it on the . Which included a coffee table not unlike the one in front of us. I had a Hello Kitty folder when I was in my early twenties, which I confessed to on a new Money podcast that came out this week called Making Money. Headkrack and Monica Lorel Torres remain in place on The Morning Hustle. The Morning Hustle show will feature Headkrack, Angie Ange and more. Rapper Headkrack Left 'The Morning Hustle' and Said It Was a 'Mutual' Decision A new host has joined 'The Morning Hustle' following rapper Headkrack's departure from the show, which has led many to wonder what happened to him. Having a credit card can be a good idea because youre building up a history of being able to borrow money and pay it back, borrow money and pay it back. Thank you for subscribing! Todays podcast is a general discussion around financial topics and does not constitute an investment recommendation or individual financial advice. We care about your data. Learn about theses six powerful time management strategies you can implement in a hybrid or remote workplace. And it wasnt that they didnt know what to do. Claer Barrett Well, when I take my four-year-old niece anywhere on the Tube, she says to me, Credit card, Aunty Claer, because she wants to be the one who taps to get out and in on the Underground. You know, all the statements, putting cash in envelopes, knowing that they were so diligently working the budget so that we wouldnt run out of money. Isabel Berwick So in the webinar, we delved into the ways that your financial personality, as you call it, can affect the ways you handle money. But then there are also smaller platforms, app-based ones where you can start from as little as a pound. This is an audio transcript of the Money Clinic podcast episode: What they dont teach you about money. Isabel Berwick No, I think thats a great point, actually. If youre worried about your job, worried about money, any of these things, they do say a problem shared is a problem halved. Nice to hear from you. And I say, Do you want to make some extra money on the side? Or, Ive got a great side hustle idea. You can imagine where it goes. Well talk more about pensions later because there is free money on the table from your employer. You know, how I was going to earn my living. Copyright 2023 Entrepreneur Media, Inc. All rights reserved. We care about your data. And then youve got to be confident that youre prepared to take a loss on this money. Having a long-term plan and sticking to it is definitely the way to go. Claer Barrett Yes. What starts off as a small problem or a small debt can often get worse, particularly if you have a sudden change to your life circumstances. Ashanti discusses all the viral moments from her battle with Keyshia Cole, from the music, the subtle jabs, what she was doing on her phone, and if they really unfollowed each other on social media! One Founder's Super-Sized Side Hustle Is Helping Small Businesses and It's On Track to Generate More Than $50 Million This Year, Jeff Bezos Was Caught on Video Dancing at Coachella, But It's His '$12 Amazon Shirt' That Has the Internet in Stitches, 6 Time Management Hacks to Regain Your Energy, AI Could Eliminate Millions of Jobs By 2027, but Cognitive Skills Are Increasingly Important for Employers, What Thomas Edison, Sarah Michelle Gellar and T.J. Maxx Can Teach You About Savvy Entrepreneurship. Constance Dierickx, Ph.D., says it's tempting to rely on others when you're under stress but it can be a big mistake. Were always looking to chat with people about their money issues for the Money Clinic show. The Morning Hustle is the freshest program on radio with an entertaining, humorous, and informative take on urban pop culture from the millennial and Gen-Z point of view, meant to wake up its audience to the beat of todays Hip Hop. Huntsville-Decatur AL WEUP-FM 103.1 Please enter your username or email address to reset your password. Claer Barrett And finally, Money Clinics usual disclaimer. All of these things suggest lots of ways in the book that people could, you know, just take those, put them on their financial to-do list and get going. But the other thing that people overlook, which they often did in the pandemic, because there was all of this talk of investing apps and trading in crypto. How about you? And weve both talked about our biggest money mistakes Isabel Berwick Which is brilliant. Headkrack, a former member of "The Rickey Smiley Morning Show," has been hosting "The Morning Hustle" since it was launched into syndication in 2020. So you need lots of things. Tulsa OK KJMM-FM 105.3 So we did a podcast recently saying Who did you learn the most about finance from: your mum or your dad? And actually all of the young people answering my poll on social media was saying, Er, the Internet. Hit us on social and give us some suggestions that we. The Morning Hustle 04.25.23. see more. Youve already heard the story about how I took my eye off the ball with the credit card repayments. Isabel Berwick And weve got masses of questions about investing. It's just money. So someones asked what factors should I consider when deciding how much to keep in cash for an emergency fund? Isabel Berwick Its quite hard. If you dont keep spending on maintenance, then youre storing up problems for the future. Lester Raynel Ruffin, professionally known as HeadKrack, is an American radio host, YouTuber, actor, rapper, host on the TV show Dish Nation.According to the 2023 estimates, the Headkrack Net Worth is around $5 million.Lately, HeadKrack, whose real name is Lester Raynel Ruffin, has been performing as one of the hosts of the Rickey Smiley Morning Show. Isabel Berwick You see babies going like this now, dont you? So it looks like its me and then theyll message you knowing that youre one of my followers and just say something really innocuous like, Hi, how you doing? And you think, Huh! Goodbye. Copyright 2023 Interactive One, LLC. It happened at a Red Lobster in York, PA. Footage shows restaurant employees forcefully removing the patron from the main entrance. Does he feel bad about what he helped usher into the world? Its not something that you have to do, although obviously there are advantages when youre buying, you get more protection. Join us on The Morning Hustle Instagram page to watch Flipp Dinero perform live, hosted by, What are you doing with this extra "home" time? Original show member Angie Ange exited in January 2022, preceded by Billy Sorrells, who departed in June 2021. Headkrack has the details behind why Rick Ross probably woke up this weekend to see his name trending for all the wrong reasons. NLE Choppa Talks Cottonwood 2, Baby Mama Drama Rumors, Cougar Crushes & More! So you never really know who anyone is online. The Morning Hustle was originally launched in May 2019 on Radio One Urban WKYS/Washington, as host Angie Ange was joined by new co-hosts Jordan and Lorel. Claer Barrett Yeah, I mean, its one of those things that financial advisers kind of pluck out of the air and say, You need to have six months. I think a lot of it depends on your individual circumstances. If you wanted to do 4 to 5 per cent, if you wanted to do a new five-year deal today, they could fall in the future, they could rise. Bad Weather Won't Ruin Your Vacation Anymore , Retirees Are Earning Up to $20,000 Per Month With. Obviously, you know, youve got links within your family, your parents, friends, if you can be bothered to talk to them. If you want that career advice. And the feeling Im gonna hold onto is the feeling when I shot the Hello Kitty folder, having dealt with all of the things or some of the things with my financial to-do list, that feeling of like Im getting on top of this, Im taking smaller steps towards becoming a better financial me. Isabel Berwick You just do one thing at a time. Claers messaging me? Ange is the third of the original five members of the show to depart following the exits of On-Air Jordan and comedian Billy Sorrels. Give Aunty Claer her card. But nevertheless, you know, they know that its a transaction, but they dont see the value. Its basically a request for money, saying buy some unregulated crypto. Marc is not just a good host, but he is actually a great journalist. Our address money@ft.com. Can you tell the viewers what that was? Chattanooga TN WJTT-FM 94.3 My first book, you may have heard about it on the show. Reach Media's "The Morning Hustle" is down to two hosts as Angie Ange has departed the show to focus on growing her digital media company "38Madison". Now when they start to get a bit older, the thing that taught me the most about money as a young person was working. I, we flew around London taxis. Im there to learn and to absorb as well. And if youre watching things in the UK, there are certain things that cross the transatlantic border, like, you know, investing regularly, you know, little and often small amounts, compound interest, the miracle of how these investments into index funds, in particular, where youre buying a slice of the whole market is cheap and your money can grow quite substantially over time. Today's motivation comes from Steve Jobs on his birthday. I mean, theyve led the way in things like Depop Vintage. If you take one of these so-called IVAs, you could end up in a worse position than you started off in. Thank you for subscribing! Ft. Smith-Fayetteville AR KQIS-AM 1340 & 105.3 After being unable to come to terms on a new contract, the change in hosts was made, Inside Radio has learned. Stream live CNN, FOX News Radio, . But then a lot of the terminology in America, like, you know, general investment accounts. Co-host ANGIE ANGE has departed URBAN ONE/REACH MEDIA's nationally syndicated "THE MORNING HUSTLE" show. Because I could do with an extra 50 quid in my pay packet. Well, if you understand that youre actually gonna get a pay cut, Its not the 50 quid that youre losing, its also the extra cash from your employer, which could be, as I said, you know, quite a substantial sum. Claer Barrett You get really pissed then, its like the broom that spin around and so my luxury at the time, I would often come home and find me lying on the floor, (chuckles) past asleep. Ange was the original host of the show when it launched locally in Washington DC on Radio One Hip Hop 93.9 WKYS in July 2018. So say like if we were to split between us, what would it cost? And I thought it was way off. Im gonna take it out. And unfortunately, the double-edged sword of the apps is like, yes, its easy to get started. I mean, weve talked a little bit about, you know, setting intentions and things like that. Can you tell us a little bit about how that fits in? The Quicksilva Show with Dominique Da Diva, Minorities and Mental Health Video Series, Hip Hop Spot: Cardi B Defends The Decision to Post Picture of Man Who Robbed Her Cousin at Gunpoint [VIDEO], Wendy Williams Opens Up About How Her Battle With Drug Addiction Began [WATCH], Whos Cappin?! Richmond VA WCDX-FM 92.1 So its a very tax-efficient way of putting money aside for the future. Claer Barrett Again, in terms of what you want to do. Ive come up with the concept of a financial personality in the book to help us think a little bit more objectively about our good and our bad habits when it comes to managing money. The show will air weekdays from 6-10 a.m. ET/5-9 a.m. CT on 70 stations, taking over the slot once inhabited by Tom Joyner. an open letter signed by more than 1,000 people, One Company Will Pay You to Enjoy It Rain or Shine, Scheme That Caused Her to Lose Her Home of 3 Decades, 15 Best Entrepreneurial Conferences You Need to Attend. Lore'l is calling CAP on the entire franchise & host Chris Harrison after his decision to step aside after failing to condemn current contestant Rachael Kirkconnell's past racist behavior. . Having a chance to be a part of a nationally syndicated show has always been a dream of mine and I dont take it for granted! And if it isnt, you know, money coaching, it gets a bit of a bad rap sometimes because money coaching, its one of these catch-all terms you need. And then youve got like things like travelling, investing in your, you know, ongoing training and development. "I console myself with the normal excuse: If I hadn't done it, somebody else would have," he said. It was a Mexican standoff where both corners backed away with guns drawn. But conveniently, that was also the topic of last weeks episode. And one of my favourite Instagrammers, Debt Camel follow her if you dont already was a guest on a recent episode. Show them your bills if theyre a bit older, if they want to get a mobile phone, say, OK, you go and do a costing, you know, like what would it be? This is a real thing. We had the opportunity to speak with Vice President Kamala Harris who gave us the latest update on Ukraine vs. Russia conflict and more. Chloe Bailey Talks Starring In New Movie 'Praise This' & More! The beloved host revealed in June that Rickey would succeed him as the morning anchor following his retirement at the end of 2019. As weve said maybe youre saving up towards having a baby, paying for childcare. And money worries and the link between mental health and money problems is something that everyone has become more aware of, largely because of the pandemic. Joining Headkrak and Angie Ange on this exciting new journey will be OnAir Jordan, Lorel, and Billy Sorrells. No shame shield solutions is the mantra of Tiffany Aliche The Budgetnista. Santillian will be accompanied by incumbent co-host Monica Lorel Torres as Headkrack exits. So when I look at the balance and its gone down a bit, I dont panic and want to take the money out, which is the number one mistake that new investors make Oh, Ive lost money! The Morning Hustle | 92q Staff Introducing 'The Morning Hustle' Radio Show With Headkrack, Angie Ange & More Next Monday, a new nationally syndicated radio show will hit the daytime airwaves featuring some familiar faves. Geoffrey Hinton, often called "the Godfather of AI," spent most of his career singing the praises of artificial intelligence. So it really, really pays to and student loans is the other one the US student loan system, the UK student loan system completely different. You must have JavaScript enabled to fill out this form. Claer Barrett Sure. Mortgage interest rates hovering around the 5 per cent mark. Angie Ange also brings tons of live radio expertise as a longtime host with Washington, D.C.s 93.9 WKYS and Her Royal Hypeness will surely bring more of the same. Among the lessons below: the brilliance of a "treasure hunt merchandising philosophy.". Isabel Berwick Yeah. }, 2000 ) } ); Atlanta, GA WHTA 107.9 FM People are kind generally if you dont ask too much of them. And then youre also getting the benefit of paying less tax because money that you pay into a pension you dont pay tax on, it can grow tax-free until you retire. Isabel Berwick Do you write them down? (laughter). During the interview, host Lore'l proceeded to ask Kehlani: "when it . Theres no rush. Then you can make a more informed decision and if you do need to cut it, if thats the only lever you can pull, then try to resolve to start paying in again as soon as you can. From deepfakes to AI-powered bots, the internet is loaded with fake photos, videos, and stories. Then I would say, like, talk to as many people as possible about their job, what they like about it, what they dont like about it. Why are you working until 10PM on." Simran Boparai on Instagram: "What drives you to get up in the morning and chase your dreams? THE MORNING HUSTLE is the freshest program in broadcast with an entertaining, humorous and informative take on urban pop culture from the Millennial and Generation Z point of view, meant to wake up its audience to the beat of todays Hip Hop. The A.M Clique with Kelson and DJ AngelBaby is a local, high-energy morning show that reflects the hip-hop lifestyle and culture. For that, youll need to find an independent financial adviser. My biggest money mistake was when I was a personal finance journalist. Hinton joins several high-profile AI pioneers concerned about the technology's future. Shes got a Netflix show and she has paid off huge amounts of personal debt in her time. Are You Too Trusting? So, you know, talk, communicate, get advice. Headkrack assumed the lead role in the replacement program for Smileys urban contemporary affiliates after Smiley succeeded the retired Tom Joyner on urban AC stations that previously carried Joyner. The addition of Kyle Santillian to the Reach Media-syndicated The Morning Hustle comes as Headkrack exits the show. But it did give me time to think about what I actually wanted to do. The show offers listeners the unique chemistry of the hosts providing a rare authenticity and transparency that connects with the lifestyle of the audience. Claer Barrett Oh, thats a very good one. So I wont name them all. you know? Exactly the situation that you mentioned is, Oh, you know, lets do this, lets do that. You know, youre in the first throes of romance. Getting a contract? He moved up in the ranks after that, becoming the co-host of "Rap Attack." His sharp, funny wit got him a spot on "The Big Phat Morning Show." Headkrack breaks down what Cardi B said about her decision to post a Twitter photo of a man accused of robbing her cousin at gunpoint, a new release from Fred The Godson, and what you need to watch this weekend in the Hip Hop Spot on The Morning Hustle. They add like a one to my handle @ClaerB1 or @ClaerB_. I broke up with a boyfriend. And during that time problem debts can spiral. Dont get out of your depth. and other data for a number of reasons, such as keeping FT Sites reliable and secure, But let me say some positives about TikTok, Instagram and social media. 'http':'https';if(!d.getElementById(id)){js=d.createElement(s);js.id=id;js.async=true;js.src=p+'://platform.twitter.com/widgets.js';fjs.parentNode.insertBefore(js,fjs);}}(document, 'script', 'twitter-wjs'); After departing mornings at iHeartMedia's 107.5 WGCI Chicago in mid-February, Kyle Santillian is joining Radio One and Reach Media's "The Morning Hustle".. Santillian had joined WGCI in January 2015 after fifteen years at Entercom's "102 Jamz" WJMH Greensboro NC where he rose from Promotions Coordinator to night host and then spent a eleven years leading "The Wild Out Wake Up . So I ended up overpaying about 200, I think, for this coffee table more than I should have done because of all of those interest payments getting charged on that card. YouTube is a huge platform for the personal finance information. Just be realistic and say, OK, this week Im gonna look at that. It technically needs to be qualified although some people are, but firms are offering it because they can see theres a firm of accountants I know quite well because I often speak to them about FT Money articles. We can now go and educate ourselves online in a way that I could not when I was growing up. So lets dive straight into the recording. And this week, a double billing: Working It and Money Clinic have joined forces. I thought it was 30 to 50 years or even longer away. Diamond might be back at the Pynk real soon after he was fired from his job. In a tweet earlier today, Elon Musk warned that "even benign dependency on AI/Automation is dangerous to civilization. But youve still got the memories? Theyll run different courses. I got defaulted onto the minimum repayment and like about four or five years later I thought, why am I still paying for these things? The Morning Hustle | themorninghustle Deb Antney Talks 'Hip-Hop Uncovered', Her Management Career + What She Thinks Of The Industry Today Aunt Deb checked in with Headkrack on The Morning Hustle to open up about the new 6 part series 'Hip-Hop Uncovered' on FX, her career in the industry, and her thoughts on what's going on in the industry today. Isabel Berwick No, when I was a personal finance journalist, my credit score was absolutely appalling. How do we know, you know, who to listen to? So it does take a bit of time working out, as I said, with your partner or you know, even a like-minded friend who might have a similar kind of shaped budget to you, how much cash, what your goals are, what youre working towards. Theyre saying its crypto, but you transfer money to them and then bang, the moneys gone and your bank will say well, you didnt take enough care and attention. "The idea that this stuff could actually get smarter than people a few people believed that," he told the Times. Comments have not been enabled for this article. In a statement sent to RAMP, Radio One VP of Programming Colby Colb Tyner said, Angie Ange has decided to depart The Morning Hustle to pursue other business interests and we wish her well in her future endeavors. If you own your own house, then youre gonna need to have home maintenance money because you know things will do go on. But one of my earliest money mistakes was taking my eye off the ball when it came to a store card from a certain Swedish furniture retailer. I can do it. You know, you need information in school, you need better numeracy, being more confident with maths and the national numeracy campaign, which FLIC works with a lot, its doing a great job on that. I found out about my company pension scheme. quite a lot of questions about children. Columbus OH WBMO-FM 106.3 ", Hinton is one of the people responsible for developing a type of machine learning that uses artificial neural networks. Goldsboro NC WSSG-AM 1300 & 92.7FM Thank you to David Kantor, Colby Colb and thank you to the entire Reach Media team! Isabel Berwick You know, thats something that older people can learn about. So you need to be really organised. Columbus GA (Opelika, AL) WBFA-FM 98.3 The Morning Hustle was originally launched in May 2019 on Radio One Urban WKYS/Washington, as host Angie Ange was joined by new co-hosts Jordan and Lore'l. HeadKrack, a former longtime cast member of The Rickey Smiley Morning Show joined The Morning Hustle in Nov. 2019, and the show was syndicated by Reach Media in Jan. 2020. Spinderella Goes on Twitter Rant About Salt-N-Pepa Leaving Her Out of Lifetime Biopic [WATCH], Dr. Ian Smith Explains What You Need To Know About The Coronavirus Variants & Impact On Vaccines, DaniLeighs Apology Stirs Yellow Bone Pot Even More & Beyonc Teases New Ivy Park Collection, Hip-Hop Spot: Rick Ross Gets Fried For Misogyny After Signed Clip Resurfaces [WATCH], G.G. Were at workingit@ft.com. Claer Barrett Yeah, I mean, the answer is we dont know. The obvious one is house deposit. Isabel Berwick Yeah, I think thats been a huge thing. Check out the full interview and be sure to listen to The Morning Hustle with Headkrack & Lore'l weekdays from 6 to 10 AM eastern time. In a post on his Instagram Story, Headkrack seemed to. She had previously spent eleven years at WKYS hosting nights and then afternoons before moving to mornings. So number one: FT and FLIC, which is an FT-backed charity, we absolutely think that personal finance should be on the school curriculum in a big way. So by giving them the best materials, Amy, the director of the charity, calls it a bento box. setTimeout( function() { Please be sure to open and click your first newsletter so we can confirm your subscription. Ange and Sorrells were part of the original The Morning Hustle, previously a local show on Radio One urban contemporary 93.9 Kiss FM WKYS Washington, DC. Its you know, its a very personal decision. Vice President Kamala Harris stressed the importance of all Americans, particularly those in communities of color hesitant about getting the vaccine. Frankly, I didnt build up bigger debts. ET "I am stunned," Lemon wrote on Twitter, saying he was told by his agent . Because youre involved with the Financial Times FLIC campaign, financial literacy and inclusion. Mortgages. And I do think that there is a lot of truth in that. That episode is called Whats the cheapest way to invest, which is why its popular with so many people. So wonderful to break down those taboos and start lots of money conversations. Headkrack breaks down everything Bobby Shmurda did upon his release from prison. And if anyones got a job interview coming up, its a brilliant question to ask at the end of the job interview. THE MORNING HUSTLE is a fresh new radio show with an entertaining, humorous and . So when it comes to teaching kids about money, yes, the physicality of money is hard to replicate. Claer Barrett Wow. If Ive got time, I will reply to them. So you dont need to think about things more than once. So if youre interested in being part of a future episode and want some expert money advice, then email us. Theres a lot of finance on TikTok and Instagram. Next week, I might have a look at what credit card I could apply for. Dont try and do it all at once. And she says, you know, youve got to ask for help if youre in problem debt. So lots of things to talk to whoever you own your house with about. Ive got cash savings as well. We'll be in your inbox every morning Monday-Saturday with all the days top business news, inspiring stories, best advice and exclusive reporting from Entrepreneur. Im Isabel Berwick, host of Working It, the FTs Work and Careers podcast. Wasnt fired, didnt quit. cookies I think weve asked a lot of you today. They can teach us. Grab a copy of the FT Weekend newspaper or follow me on Instagram. Youve mentioned the magic of Isas. Whats your advice to people whove already got out of their depth? Isabel Berwick How do we . So loads of questions about couples, families Isabel Berwick This one has touched me. Now lets get it!. Claer Barrett Ugh. (laughter) Its just been fantastic. Major tech companies such as Google and Microsoft compete for AI dominance, causing the race to accelerate. Keyshawn ( Shannon Thornton) finally started executing her plan to get from under her insane husband, Derrick (who put the call in to get Diamond fired). Is Your Leadership Style More Steve Jobs or Elon Musk? You remember, like when we were younger? Were lobbying more for that, both within maths but also within English, within PHC sessions, and were making lots of material that teachers can use. In the meantime we are actively looking for a replacement and will be making an announcement soon., As RAMP was hitting our publishing deadline Monday evening we received the sad news of the passing of legendary, Cumulus Indianapolis welcomes Jill Taylor Testerman in the dual role of midday personality on Country 95.5 WFMS and Digital.

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